recipients, benefactors, enrollees, claimants, dependents, disbursement, benefit, retirees, amfm, pensioners, heirs, unitrust, donees, givers, pensionary, widows, sickness benefit, legatees, incomes, landless, availment, subsidy, disenrolling, orphans, losers, inter vivos, families, sacco, inheritors, estates, purchasers, utilizers, bequests, payees, destitute, transferees, domiciliary, grantee, contributors, trustor, payments, immediate annuity, donors, solatium, allocation, wage earner, includible, welfare, attendance allowance, quintile, hmos, subventions, poverty line, monies, landholding, donator, testamentary trust, hectarage, granter, intestacy, imprest, benefactions, persons, formularies, largesse, victims, schemes, breadwinners, lump sum, commonage, participants, disbursing, policyholders, debtors, disbursal, poverty level, lics, intermediaries, mortgagors, maternity benefit, charities, resettlement, earners, spouses, settlor, payouts, entitlement, depositors, remittance, unemployment benefit, largess, tontine, cooperatives, executors, philanthropists, indigent, conacre, capitation, smallholder, signatories, borrowers, inter vivos trust, beneficiary, customers, recipient, contenders, contestants, culprits, guarantors, perpetrators, stockholders, addressees, employer, employers, shareholders, subscribers, benefits

life assurance, life insurance, power of appointment